111 résultats pour "financial"

• Financial Times, indices du & économie.

• Accounting and Bookkeeping.

  The proliferation of mandated notes that accompany financial statements is a particularly visible example. Such notes disclose information that is not already included inthe body of the financial statement. One of the very first notes identifies the accounting methods adopted when acceptable alternative methods also exist, or when theunique nature of the company's business justifies an otherwise unconventional approach. The notes also disclose information about lease commitments, contingent liab...

• Business.

  The most common form of ownership is a sole proprietorship —that is, a business owned by one individual. At the beginning of the 21st century, there were more than 17 million sole proprietorships in the United States. These businesses have the advantage of being easy to set up and to dissolve because few laws exist to regulatethem. Proprietors, as owners, also maintain direct control of their businesses and own all their profits. On the other hand, owners of proprietorships are personallyrespon...

• Banking.

  loans, and some commercial loans in addition to checking accounts and time deposits. Credit unions, SLAs, and savings banks help encourage thriftiness by paying interest to consumers who put their money in savings deposits. Consequently, creditunions, SLAs, and savings banks are often referred to as thrift institutions. Of the various types of banks in the United States, commercial banks account for the greatest single source of the financial industry’s assets. In 2000 the 8,528commercial banks...

• Federal Reserve System.

  and their powers were also expanded. For example, discount rates now had to be approved periodically by the board. Sales and purchases of governmentsecurities—the open-market operation that previously had been managed solely at the discretion of the presidents of the reserve banks—were centralized in the FederalOpen Market Committee (FOMC), consisting of the seven governors, the president of the Federal Reserve Bank of New York, and four other reserve bank presidentsserving on a rotating basis....

• Public Education in the United States.

  opportunities for them to break out from whatever social or economic circumstances constrained their development. IV HIGHER EDUCATION During the 20th century participation in higher or postsecondary education in the United States increased as dramatically as it did in American high schools. At thebeginning of the century about 2 percent of Americans from the ages of 18 to 24 were enrolled in a college. There were fewer than 1,000 colleges then, with enrollmenttotaling about 157,000 students. N...

• Stock Exchange.

  A Example of a Trade In an example of a trade, an investor wanting to buy 200 shares—also known as two round lots, of 100 shares each—of IBM stock will telephone or e-mail the order to abrokerage firm. This communication is normally made to an individual called a stockbroker. The investor might desire to buy the shares at the market, or current, price.On the other hand, the investor may choose to pay no more than a set amount per share. The brokerage firm then contacts one of its floor brokers...

• French Revolution.

  B2 Assembly of Notables and Estates-General To pressure the parlements into accepting the plan, Calonne decided to gain prior approval of it from an Assembly of Notables—a group of hand-picked dignitaries hethought would sympathize with his views. But Calonne had badly miscalculated. Meeting in January 1787, the assembly refused to believe that a financial crisis reallyexisted. They had been influenced by Necker’s argument that state finances were sound and suspected that the monarchy was only...

• French Revolution .

  B2 Assembly of Notables and Estates-General To pressure the parlements into accepting the plan, Calonne decided to gain prior approval of it from an Assembly of Notables—a group of hand-picked dignitaries hethought would sympathize with his views. But Calonne had badly miscalculated. Meeting in January 1787, the assembly refused to believe that a financial crisis reallyexisted. They had been influenced by Necker’s argument that state finances were sound and suspected that the monarchy was only...

• Analyse

  Introduction Through this company analysis, different aspects of DTE Energy Company will be cover in a financial viewpoint. I will firstly give a brief description of DTE Energy Company, after that analyze the industry in which it operates, describe its major market, analyze its financial statement with a spread sheet for the financial analysis, and finally I will determine if I will invest in this company or not. Company, Industr...

• Republic of Singapore - country.

  Singaporeans of Chinese and Indian ancestry live in small, nuclear families. Housing favors smaller families, as most units consist of small apartments in high-risebuildings. Western clothing is common, and foods reflect the Chinese, Malay, and Indian origins of the people. D Social Issues Since Singapore became an independent state in 1965, government policies have brought orderliness and efficiency to the country. Examples are supplanting slum andsquatter areas with high-rise public housing p...

• Colleges and Universities.

  and (3) large universities that include undergraduate programs in addition to graduate and professional schools. D Graduate and Professional Schools Professional schools are typically divisions of large universities. They offer specialized education in a variety of professional fields, such as education, business, medicine,law, social work, agriculture, journalism, architecture, fine arts, nursing, engineering, and music. Some professional schools offer four- or five-year programs leading toa b...

• Library (institution).

  rooms, special galleries for exhibitions, auditoriums for lectures or concerts, computer rooms, children’s rooms, photocopy rooms, and classrooms. A3 Lending Materials As part of their mission to provide information resources to the community, public libraries allow users to borrow items from their collections for limited amounts of time.To be eligible to borrow public library materials, a user must register her or his name, address, and other basic information with the local library’s circulat...

• William Shakespeare I INTRODUCTION William Shakespeare English playwright and poet William Shakespeare, who lived in the late 1500s and early 1600s, is regarded as the greatest dramatist in the history of English literature.

  Avon, Warwickshire, a prosperous town in the English Midlands. Based on this record and on the fact that children in Shakespeare’s time were usually baptized two orthree days after birth, April 23 has traditionally been accepted as his date of birth. The third of eight children, William Shakespeare was the eldest son of John Shakespeare, a locally prominent glovemaker and wool merchant, and Mary Arden, thedaughter of a well-to-do landowner in the nearby village of Wilmcote. The young Shakespeare...

• James Polk.

  1824. Jackson had won a plurality of the popular and electoral votes. But because he lacked a majority of the electoral votes, the House of Representatives had todecide the election among the three candidates with the highest number of electoral votes. When Henry Clay, the candidate who had come in fourth, swung his supportto Adams, Adams won the election. Polk, with his firm belief in democratic rule, held that the election of Adams was a violation of the people's will. In his first speech befo...

• James Polk

  1824. Jackson had won a plurality of the popular and electoral votes. But because he lacked a majority of the electoral votes, the House of Representatives had todecide the election among the three candidates with the highest number of electoral votes. When Henry Clay, the candidate who had come in fourth, swung his supportto Adams, Adams won the election. Polk, with his firm belief in democratic rule, held that the election of Adams was a violation of the people's will. In his first speech befo...

• Henri Duhamel 5, rue la Fontaine 84570 Blauvac France 18th November , 1997 XYZ Compagny Big Street New-York United States Dear Sir or Madam, With reference to your advertisement in today's Financial Times, I wish to apply for the post of economic adviser.

  I am therefore sending you my resume as well as the names and addresses of referenceswhom you may consult regarding my qualifications and character. As you can see from my resume, my profile fulfills the requirements of the post vailable as ........ I will contact your office in the near future to inquire about the status of my application. Sincerely yours.

• Buenos Aires (city) - geography.

  The city has produced or nurtured many of the most prominent Spanish-language writers of the 20th century, including Jorge Luis Borges, Julio Cortázar, and ManuelPuig. Buenos Aires has long been one of the primary centers of Spanish-language publishing and printing, and it is home to major publishing companies. It supports theoldest English-language daily newspaper in Latin America, the Buenos Aires Herald, published since 1876. The arts have a long, rich history in Buenos Aires. This is mani...

• American Revolution.

  C1 The South Southern agriculture was founded on the cultivation of tobacco, wheat, and corn in Virginia, Maryland, and North Carolina, and of rice and indigo (a blue dye) in SouthCarolina and Georgia. There was a large demand for these crops in Europe. These crops were cultivated with the help of black slaves imported from Africa. The whiteplanter class in the South was the most powerful, both politically and economically. C2 The North Wheat was the main cash crop of the mid-Atlantic colonies...

• American Revolution - U.

  C1 The South Southern agriculture was founded on the cultivation of tobacco, wheat, and corn in Virginia, Maryland, and North Carolina, and of rice and indigo (a blue dye) in SouthCarolina and Georgia. There was a large demand for these crops in Europe. These crops were cultivated with the help of black slaves imported from Africa. The whiteplanter class in the South was the most powerful, both politically and economically. C2 The North Wheat was the main cash crop of the mid-Atlantic colonies...

• Health Insurance.

  needs services. Essentially, individuals make regular payments to the plan rather than having to pay especially large sums at any one time in the event of sudden illnessor injury. In this way, the group as a whole funds expensive treatments for those few who need them. Many people believe that in addition to providing financial stability, health insurance can promote good health. Supporters of this idea claim that by lowering thepersonal cost of services, insurance induces individuals to seek he...

• London (England) - geography.

  In the northern part of the West End is Bloomsbury, the city’s traditional intellectual center, with its concentration of bookshops and homes of writers and academics. Inthe early 20th century a number of famous writers, critics, and artists who lived here became known as the Bloomsbury Group. Here, too, is the British Museum, one ofLondon’s chief tourist attractions. Nearby is the giant complex of the University of London, whose various colleges and departments have taken over much ofBloomsbury...

• Newfoundland and Labrador - Geography.

  Precipitation averages about 1,120 mm (about 44 in) yearly in Newfoundland. In Labrador precipitation varies from about 1,020 mm (about 40 in) in the southeast toabout 510 mm (about 20 in) in the extreme north. Heavy winter snowfalls are common, especially in Newfoundland. D Plant Life About one-third of Newfoundland is forested, and most of the rest of the island is made up of barren areas of reindeer moss and lichens. The forests consist almostentirely of conifers. The most important species...

• Newfoundland and Labrador - Canadian History.

  Precipitation averages about 1,120 mm (about 44 in) yearly in Newfoundland. In Labrador precipitation varies from about 1,020 mm (about 40 in) in the southeast toabout 510 mm (about 20 in) in the extreme north. Heavy winter snowfalls are common, especially in Newfoundland. D Plant Life About one-third of Newfoundland is forested, and most of the rest of the island is made up of barren areas of reindeer moss and lichens. The forests consist almostentirely of conifers. The most important species...

• la crise économique en Grèce

  European Central Bank and the International Monetary Fund engaged themselves to   supervise Greek finances. Still, Germany was reluctant to this solution because of Greece’s weak economy, because   this solution of borrowing money is unpopular among Germans and finally because it   might not respect the German Constitution, Angela Merkel argued. However, the European leaders ended up the meeting with a global agreement : “Greece   will be bailed out if it became absolutely necessarily.” Surprisi...

• Nova Scotia - Geography.

  summer. Nova Scotia receives an average of more than 1,140 mm (45 in) of rain annually, with the Atlantic shore receiving 1,400 mm (55 in) or more. Most of the provincereceives about 1,900 mm (about 70 in) of snow, and considerable winter precipitation comes in the form of rain or ice storms. The average temperature in January, thecoldest month, is generally about -4°C (about 25°F) near the coast and somewhat colder toward the interior. The average temperature in July, the hottest month, isabout...

• Nova Scotia - Canadian History.

  summer. Nova Scotia receives an average of more than 1,140 mm (45 in) of rain annually, with the Atlantic shore receiving 1,400 mm (55 in) or more. Most of the provincereceives about 1,900 mm (about 70 in) of snow, and considerable winter precipitation comes in the form of rain or ice storms. The average temperature in January, thecoldest month, is generally about -4°C (about 25°F) near the coast and somewhat colder toward the interior. The average temperature in July, the hottest month, isabout...

• Alberta - Geography.

  C Climate Except for the mountain areas, summers throughout the province are quite warm. Winters are long and extremely cold. In July, average daily temperatures range fromabout 16°C (about 60°F) along the northern boundary to about 21°C (about 70°F) in the south. In the extreme southeastern section of the province, temperatures of43°C (110°F) have been recorded. In January, average daily temperatures range from about -14°C (about 6°F) at Grande Prairie to about -9°C (about 16°F) atCalgary. Tem...

• Alberta - Canadian History.

  C Climate Except for the mountain areas, summers throughout the province are quite warm. Winters are long and extremely cold. In July, average daily temperatures range fromabout 16°C (about 60°F) along the northern boundary to about 21°C (about 70°F) in the south. In the extreme southeastern section of the province, temperatures of43°C (110°F) have been recorded. In January, average daily temperatures range from about -14°C (about 6°F) at Grande Prairie to about -9°C (about 16°F) atCalgary. Tem...

• Italy - country.

  C Natural Resources Italy is poor in natural resources. Much of the land is unsuitable for agriculture because of mountainous terrain or unfavorable climate. Italy, moreover, lacks substantialdeposits of basic natural resources such as coal, iron, and petroleum. Natural gas is the country’s most important mineral resource. Other deposits include feldspar andpumice. Many of Italy’s mineral deposits on the islands of Sicily and Sardinia had been heavily depleted by the early 1990s. Italy is rich...

• Toronto - geography.

  now a museum. In the far northeast side of the City is the Toronto Zoo, a modern zoo covering many acres and with well-designed animal displays. Originally known as the SkyDome, the Rogers Centre is a state-of-the-art stadium complex that opened in 1989. The stadium features a retractable roof that can openin 20 minutes to expose the playing field and most of the 50,000 seats to the open air. It is the home of the Toronto Argonauts of the Canadian Football League and theToronto Blue Jays of Majo...

• Toronto - Geography.

  now a museum. In the far northeast side of the City is the Toronto Zoo, a modern zoo covering many acres and with well-designed animal displays. Originally known as the SkyDome, the Rogers Centre is a state-of-the-art stadium complex that opened in 1989. The stadium features a retractable roof that can openin 20 minutes to expose the playing field and most of the 50,000 seats to the open air. It is the home of the Toronto Argonauts of the Canadian Football League and theToronto Blue Jays of Majo...

• William Shakespeare I INTRODUCTION William Shakespeare (1564-1616), English playwright and poet, recognized in much of the world as the greatest of all dramatists.

  Shakespeare’s reputation today is, however, based primarily on the 38 plays that he wrote, modified, or collaborated on. Records of Shakespeare’s plays begin toappear in 1594, when the theaters reopened with the passing of the plague that had closed them for 21 months. In December of 1594 his play The Comedy of Errors was performed in London during the Christmas revels at Gray’s Inn, one of the London law schools. In March of the following year he received payment for two playsthat had been per...

• William Shakespeare.

  Shakespeare’s reputation today is, however, based primarily on the 38 plays that he wrote, modified, or collaborated on. Records of Shakespeare’s plays begin toappear in 1594, when the theaters reopened with the passing of the plague that had closed them for 21 months. In December of 1594 his play The Comedy of Errors was performed in London during the Christmas revels at Gray’s Inn, one of the London law schools. In March of the following year he received payment for two playsthat had been per...

• Iran - country.

  Zagros mountains. In the more arid central part of the country, wild pistachio and other drought-resistant trees grow in areas that have not been disturbed by humanactivity. Tamarisk and other salt-tolerant bushes grow along the margins of the Dasht-e Kavir. A wide variety of native mammals, reptiles, birds, and insects inhabit Iran. Many species of mammals—including wolves, foxes, bears, mountain goats, red mountainsheep, rabbits, and gerbils—continue to thrive. Others—including Caspian tigers,...

• Roman Empire .

  A Government Augustus did not derive his power from any single office, but from the authority of his name and his victory. In fact, he carefully pieced together a patchwork of powersthat allowed him to be an absolute ruler and yet avoid the hatred Caesar aroused as dictator. In Latin, the name Augustus implies both political authority and religiousrespect. The Romans had for some time called Octavian imperator , a title once awarded to victorious generals that soon became associated with the r...

• Roman Empire - History.

  A Government Augustus did not derive his power from any single office, but from the authority of his name and his victory. In fact, he carefully pieced together a patchwork of powersthat allowed him to be an absolute ruler and yet avoid the hatred Caesar aroused as dictator. In Latin, the name Augustus implies both political authority and religiousrespect. The Romans had for some time called Octavian imperator , a title once awarded to victorious generals that soon became associated with the r...

• London (England) - geography.

  D The East End and Docklands The East End, beyond the City of London and the Tower, has long been the home of London’s docks and immigrants. It has frequently been characterized by slums, poverty,and crime. This is the area where the notorious criminal Jack the Ripper prowled. Some portions, such as Bethnal Green, were slums during the Victorian period. Manypoorer immigrants and working-class Londoners still reside in the East End, but its weekend street markets are very popular, especially Pet...

• Capitalism.

  Physiocracy is the term applied to a school of economic thought that suggested the existence of a natural order in economics, one that does not require direction from the state for people to be prosperous. The leader of the physiocrats, the economist François Quesnay, set forth the basic principles in his Tableau économique (1758), in which he traced the flow of money and goods through the economy. Simply put, this flow was seen to be both circular and self-sustaining. More important, however...

• French and Indian War.

  Virginia as well as the French governor-general of Canada had attempted to seize their lands. After receiving large presents of supplies and arms, the Iroquoisgrudgingly renewed their alliances with the British colonies. Delegates then moved on to plan other defensive measures. An important topic was a plan of union developed by Benjamin Franklin. The Albany Plan, as it became known, proposed a single institution to govern all of the Britishcolonies in America. Under the plan, each colony would...

• French and Indian War - Canadian History.

  Virginia as well as the French governor-general of Canada had attempted to seize their lands. After receiving large presents of supplies and arms, the Iroquoisgrudgingly renewed their alliances with the British colonies. Delegates then moved on to plan other defensive measures. An important topic was a plan of union developed by Benjamin Franklin. The Albany Plan, as it became known, proposed a single institution to govern all of the Britishcolonies in America. Under the plan, each colony would...

• Montréal - geography.

  percent), and Eastern Orthodox (2.8 percent) religions. Another 5.4 percent claim no religious affiliation. IV EDUCATION AND CULTURE Montréal has a large number of private schools, most of them partially funded by the province. Like the rest of Québec province, Montréal has two public schoolsystems, one for French speakers and one for English speakers. The Charter of the French Language (1977), known as Bill 101, restricts access to English-languageschools and requires children of immigrants t...

• Montréal - Geography.

  percent), and Eastern Orthodox (2.8 percent) religions. Another 5.4 percent claim no religious affiliation. IV EDUCATION AND CULTURE Montréal has a large number of private schools, most of them partially funded by the province. Like the rest of Québec province, Montréal has two public schoolsystems, one for French speakers and one for English speakers. The Charter of the French Language (1977), known as Bill 101, restricts access to English-languageschools and requires children of immigrants t...

• George Bush.

  1986 it was folded into Harken Energy Corporation, another Texas petroleum company. Bush served as a consultant and a member of Harken’s board of directors. In 1987 Bush relocated his family to Washington, D.C., to assist his father in his bid to become president. He worked as a campaign adviser at his father’s nationalcampaign headquarters, serving as a liaison to the media and to conservative and Christian leaders. He was a trusted confidant of his father and mother, whosometimes dispatched Bu...

• George Bush - USA History.

  1986 it was folded into Harken Energy Corporation, another Texas petroleum company. Bush served as a consultant and a member of Harken’s board of directors. In 1987 Bush relocated his family to Washington, D.C., to assist his father in his bid to become president. He worked as a campaign adviser at his father’s nationalcampaign headquarters, serving as a liaison to the media and to conservative and Christian leaders. He was a trusted confidant of his father and mother, whosometimes dispatched Bu...

• Afghanistan - country.

  D Climate Most of Afghanistan has a subarctic mountain climate with dry and cold winters, except for the lowlands, which have arid and semiarid climates. In the mountains and afew of the valleys bordering Pakistan, a fringe effect of the Indian monsoon, coming usually from the southeast, brings moist maritime tropical air in summer.Afghanistan has clearly defined seasons: Summers are hot and winters can be bitterly cold. Summer temperatures as high as 49°C (120°F) have been recorded in thenorth...

• Computer Security.

  might deny usage to legitimate users, and they ensure that information received from an outside source is expected and does not contain computer viruses. VII INTRUSION DETECTION SYSTEMS Security software called intrusion detection systems may be used in computers to detect unusual and suspicious activity and, in some cases, stop a variety of harmfulactions by authorized or unauthorized persons. Abuse and misuse of sensitive system and application programs and data such as password, inventory,...

• Claude Monet.

  Gardens were a recurrent theme for Monet in the 1870s, and paintings of his own garden dominate his later work. In 1890 he purchased a house in Giverny that hehad been renting for seven years. He began to develop its gardens, introducing an ornamental lily pond and a Japanese-style bridge. These and other features of hisidyllic estate were the subject of a steady output of large decorative paintings. He generally began by painting outdoors, but would then return to his studio to work andrework h...

• Claude Monet I INTRODUCTION Monet's Gardens at Giverny From 1890 until his death in 1926, Claude Monet lived and painted in the small village of Giverny, near Paris.

  small works, Monet’s quick daubs of fresh colors aptly capture the movement of the water and gaiety of the scene. Despite his father's disapproval, in 1870 Monet married Camille, who had already borne him a son. To escape the Franco-Prussian War (1870-1871), during whichGerman troops threatened Paris, the couple went to London, then to Holland. They returned in 1872 and settled in Argenteuil, a sailing center on the Seine Riveroutside Paris. Monet painted numerous vibrant, light-filled views of...

• Nashville - geography.

  May event has grown into a major festival. In September the city hosts the Tennessee State Fair. One of Nashville's principle attractions is Opryland, a complex of entertainment and broadcasting facilities that offers live music shows, a resort and convention center,and shopping outlets. Since 1974 it has been the home to the Grand Ole Opry radio show, a country-music production that has not missed a broadcast since 1925. Percy Park and Edwin Warner Park provide open space, trails, playing field...